循环贷款基金
获得更多的营运资金
When you’re running a small business, 你的资源有限, 就像人一样, time, 信息, 和资本. You want to use available resources wisely and thoughtfully which requires planning, but this can be challenging when urgent needs or opportunities arise. And as a leader, you know some of those needs and opportunities require you to respond quickly. This is one of many reasons KEDCO’s 循环贷款基金 存在.
Our RLF helps your business:
- Acquire land, 构建ing, equipment, or other fixed assets
- Build, expand, or remodel a 构建ing
- Purchase equipment or machinery
- Research or develop new products and/or processes
- Buy out or purchase business assets
Like most business agreements, we need to ensure you’re a fit. To do this, your business must:
- Be located in 科修斯科山县 or locating/adding a facility in the county to apply
- Have 25 or fewer employees with annual gross revenue of $2 million or less
- Complete KEDCO credit application along with required paperwork
- 维持或创造新的就业机会
- 参与 企业家导航器 and have a completed business plan
- Approval by KEDCO RLF Review Committee
If this sounds like your business, then please complete the KEDCO credit application and we’ll go from there.
Loan Options Include the Following:
选项1
早期和小额贷款
- Up to $40,000 (increments of up to $10,000) at prime + 1%
- 12至24个月的期限
- Coordinate and endorse with existing microgrant programs
- For launch and working capital
- 需要个人担保
选项2
小型企业
- prime + 1%最高50,000美元
- 1至5年任期
- Priority given to Early Stage & Microloan Fund recipients with successful repayment
- For working capital, equipment, 构建ing improvements, A/R for production expansion
- Matching Kosciusko Chamber WCDC loans
- Requires 5% borrower participation, personal guarantee,/or collateral
选项3
增长
- 最高10万美元
- 最长10年任期
- Priority given to Early Stage & Microloan and 小型企业 Fund and WCDC loan recipients with successful repayment
- For working capital, equipment, 构建ing improvements, A/R for production expansion
- Matching Kosciusko Chamber WCDC loans
- Requires 5% borrower participation, personal guarantee,/or collateral
信贷申请表
保密
It is understood that in the performance of their duties, the Kosciusko Economic Development 公司 (KEDCO) agrees to restrict its use of 信息, 数据库访问, 财务数据, donor 信息 in support of its 投资者. KEDCO further agrees to return to 投资者 upon completion of their duties any, all documents belonging to 投资者.
